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Frequently Asked Questions

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  • Duly accomplished online application form
  • Signed bank authorization form

For Salaried Employees

  • Company ID and at least one government issued ID, with three specimen signatures
  • Latest Income Tax Return (2316)
  • Certificate of Employment indicating status, service tenure and compensation breakdown or latest two (2) months payslip
  • Bank Statements for the last six (6) months
  • Proof of Billing

For Self-Employed/Professional

  • Two (2) government issued IDs, with three specimen signatures
  • Latest Income Tax Return (1701)
  • Business Registration/Permit
  • Bank Statements for the last six (6) months
  • Proof of Billing

For Business Loan

  • Company profile
  • DTI/SEC Registration
  • Articles of Partnership/Incorporation & By-laws
  • Latest General Information Sheet
  • Government IDs of Principal owner(s)
  • Bank Statements for the last (6) months
  • 3 years Financial Statement with Income Tax Return
  • Interim Financial Statement, if applicable

Yes, collateral is required to secure a loan. Collateral also reduces the risk factor and thus providing for lower interest rate charges.


Yes, all forms of collateral have insurance requirement. Our company has an affiliate company, Primus Insurance Brokers, Inc., that is an authorized broker of all major insurance companies in the country. It can provide for the best insurance cover and the best insurance premiums payment required.

From complete submission of documents, we can process approval up to five (5) working days.

The company requires an upfront payment for appraisal of collaterals.
Processing fees are also charged but, only after approval and deducted from the loan proceeds.

Personal Loan up to 12 months

Business Loan up to 5 years

Housing Loan up to 15 years

Our interest rates is less than 1% depending on the borrower's credit risk.

Payment is thru post-dated checks (PDCs).

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